C-Quence will pay the Insured for Damage to Building, Contents and Stock as well as Rent Payable for the period until the Premises is repaired.
Full descriptions of covers are contained in policy wordings.
Business Interruption
C-Quence will pay the Insured for loss due to Business Interruption as a result of Damage caused to Premises covered under property insurance or for the Lost Gross Revenue or Lost of Profits. Options to cover the Extra Cost of Working and Interruption caused by Damage to utilities customers or suppliers’ premises are also available.
Full descriptions of covers are contained in policy wordings.
All Risks - Specified Items
C-Quence will pay the Insured for the loss of, or repair of damages to, any Property Items not located at the business’ premises.
Full descriptions of covers are contained in policy wordings.
Goods In Transit
C-Quence will pay the Insured for the damage to Property while in transit from or to the Insured’s Premises in the United Kingdom on a motor vehicle operated by the Company. C-Quence will also pay the Damage to Property sent by parcel post, courier or rail, arising in the United Kingdom.
Full descriptions of covers are contained in policy wordings.
Refrigerated Stock
C-Quence will pay the Insured for the Damages to Stock arising from: (i) a rise or fall in temperature caused by a cooling unit, or (ii) the escape of refrigerant or refrigerant fumes from an appliance. C-Quence will alternatively pay the reasonable and necessary costs incurred in transferring Stock to an alternative cold storage unit to prevent further Damages.
Full descriptions of covers are contained in policy wordings.
Loss Of Money
C-Quence will pay the Company the loss of Money held in connection with the Business while:
a) in transit within the United Kingdom
b) on the Premises during business hours
c) on the Premises out of business hours in locked safes or strong-rooms or
d) in the residence of an employee who is typically responsible for the handling of Money.
Full descriptions of covers are contained in policy wordings.
Loss Of Licence
C-Quence will pay the Insured for the reduction in value of the Premises or the Business upon a final sale of either following a Loss of a Liquor Licence for an insured reason.
Full descriptions of covers are contained in policy wordings.
Employers’ Liability
C-Quence will pay the compensation a Company is legally liable to pay in respect of Bodily Injury to an Employee sustained in the course of their employment in the Business in the United Kingdom or whilst temporarily abroad and the related Costs and Expenses.
Full descriptions of covers are contained in policy wordings.
Public Liability
C-Quence will pay the damages a Company is legally liable to pay to a third party in respect of:
a) Bodily Injury
b) Property Damage
c) wrongful arrest, false imprisonment or malicious prosecution or
d) nuisance, trespass to land, or interference with any easement, occurring in the United Kingdom or whilst temporarily abroad in connection with the Business during the Policy Period.
Full descriptions of covers are contained in policy wordings.
Products Liability
C-Quence will pay the damages a Company is legally liable to pay in respect of:
(i)Bodily Injury and
(ii)Property Damage,
caused by its Products during the Policy Period.
Full descriptions of covers are contained in policy wordings.
Legal Expenses
Covers legal costs from disputes for key enumerated Business Events, regardless of whether the case is brought by or against the Policyholder.
Full descriptions of covers are contained in policy wordings.
Terrorism
Covers damage to the insured Property and loss consequent on interruption to or interference with the Business caused by or resulting from an Act of Terrorism in Britain, including non-damage Business Interruption as insured by the Policy.
Full descriptions of covers are contained in policy wordings.
Property Owners
For UK domiciled property owners wishing to insure their UK real estate with commercial / residential tenants in place.
Property Damage
Loss of Rent Receivable
Terrorism
Property Owners’ Liability
Employers' Liability
Property Damage
C-Quence will reinstate the Insured for Damage to Buildings and Landlord's Contents on an all risks basis.
Full descriptions of covers are contained in policy wordings.
Loss of Rent Receivable
C-Quence will pay the Insured Loss of Rent Payable as a result of property damage for the period until the Premises is repaired.
Full descriptions of covers are contained in policy wordings.
Terrorism
Covers damage to the insured Property and loss consequent on interruption to or interference with the Business caused by or resulting from an Act of Terrorism in Britain, including non-damage Business Interruption as insured by the Policy.
Full descriptions of covers are contained in policy wordings.
Property Owners’ Liability
C-Quence will provide protection in respect of bodily injury to any person (other than an employee); third party property damage; or malicious prosecution.
Full descriptions of covers are contained in policy wordings.
Employers' Liability
C-Quence will pay the compensation a Company is legally liable to pay in respect of Bodily Injury to an Employee sustained in the course of their employment in the Business in the United Kingdom or whilst temporarily abroad and the related Costs and Expenses.
Full descriptions of covers are contained in policy wordings.
